Loan Application Process

At Smartfunds, we understand that time is money, especially in the real estate market. That's why we've designed a hassle-free application process to get you the funding you need, fast.

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Why Choose Us

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Fast Closing

Close in days, not months. We streamline approvals to get you funded fast.

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Flexible Funding

The right financing solution based on your specific requirements.

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Expert Guidance

Support from our experienced team to navigate you through the entire process.

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How It Works

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Pre-Qualify Online

Fill out our online form to get a preliminary assessment of your eligibility.

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Submit Your Project Details

Provide information about the property, your renovation plans (if applicable), and your exit strategy.

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Get Pre-Approved

Our team will review your application and provide a loan pre-approval letter outlining the terms.

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Submit Final Documentation

Once you've accepted the pre-approval, provide the required documentation for final approval.

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Close and Get Funded

Our team will guide you through the closing process to get your funds fast.

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Local Lending Power

Smartfunds Capital is your go-to hard money lender in Texas, specializing in helping real estate investors across the Lone Star State achieve their goals. We understand that local market knowledge is critical for success. That's why we have a dedicated team of loan specialists who are experts in the unique opportunities and challenges of the local real estate market.

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Success Stories Shared by Our Customers

Inheriting a fixer-upper was amazing, but banks said no thanks to my credit. Smartfunds Capital saw the property's potential and got me funded fast. Now, it's a flipped masterpiece! Thanks, Smartfunds Capital!

Sarah M.

Houston, TX

Traditional lenders were killing my flipping momentum with rejections and tardiness. Smartfunds Capital is different. Their fast approvals and focus on property value, not credit, let me seize opportunities others missed. Now, I'm flipping houses on my own terms, and it's all thanks to Smartfunds Capital's unique approach.

Daniel Hernandez

Fort Worth, TX

Traditional loans were slowing down my rental portfolio growth. Smartfunds Capital's hard money loans let me acquire properties quickly, boosting my cash flow. Their responsiveness and support are amazing! Now, I'm a growing real estate investor, and I couldn't have done it without them.

Olivia Jones

El Paso, TX

A bad lender left me wary, but Smartfunds Capital restored my faith. Their clear terms and communication made me feel secure. Even with a past foreclosure, they helped me finance my dream rental property. Now, my portfolio is growing, and it's all thanks to their second chance opportunity.

David L.

Austin, TX

I was skeptical of hard money loans, but traditional financing was limiting. Smartfunds Capital changed my mind. Their flexible terms and collaborative approach let me get creative with my investment strategy. Now, I'm tackling multiple projects with confidence, and I'm glad I partnered with Smartfunds Capital.

Michael Garcia

San Antonio, TX

The historic property was a steal, but the offer window was tiny. Traditional lenders wouldn't touch it. Smartfunds Capital? They saw the potential and pre-approved me in 24 hours. Their historic renovation expertise was a lifesaver, and their guidance throughout was fantastic. Now, I'm restoring a piece of history, all thanks to Smartfunds Capital's speed and knowledge.

Emily Chen

Dallas, TX

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